Tessa Mary Jose, Dr. G.S. Gireesh Kumar A Study on the Antecedents of Mobile Banking Adoption with special reference to Kerala, Journal of Applied Science and Computations, Vol. VI, Issue VI, June 2019(2082-2098),

Tessa Mary Jose A Study on the Impact of Misleading Advertisements on Teenagers and their Parents in Kochi City, Discourse, Xavierian Research Journal, Vol. 4, No.1, March 2016(64-78),

Tessa Mary Jose The Role of Responsible Finance in determining the performance of Micro-finance Institutions in India, Indian Commerce Bulletin, Vol. XIV, No.1 & 2, Dec 2014(109-118),

Tessa Mary Jose A Study on the Parental Perception of Marketing Targeting Children, SH Research Journal Humanities & Business Studies, Vol . VIII, No. 1&2, Dec 2012 (102-117),